Terms of Use

 Monaco Business Solutions Limited owns and operates the website www.m-b-s.co.uk (the “Site”) to provide online access to information about us and the services we provide. By accessing and using the Site you agree to each of the terms and conditions set forth herein («Terms of Use»). These Terms of Use, together with applicable additional terms and conditions, are referred to as this «Agreement.» Your use of the Site, including following any such modification, constitutes your consent to follow and be bound by this Agreement as modified.

  1. Access to Site
    1. Access to the Site is permitted anytime for browsing by a user on a temporary basis, and we reserve the right to withdraw or amend the information and services it provides on the Site without notice. We will not be liable to any party if for any reason the Site is unavailable at any time or for any period.
    2. From time to time, we may provide differing levels of secure access to different categories of users, and/or we may restrict access to some parts of the Site, or to the entire Site, to users who have registered with us. To access these parts, the Site contains provisions for users to enter their details and become registered users of our Site. The details required by us in this regard will be specified by us, and shall be provided in full as specified on the Site.
    3. We shall process all user details in accordance with its Privacy Policy. By using the Site, you consent to such processing and you warrant that all details provided by you are accurate.
    4. When using our site, you must comply with these Terms of Use at all times.
  2. Use of Site
    1. You may use the information, writings, images, videos and/or other works that you see, hear or otherwise experience on the Site (singly or collectively, the «Content») solely for your lawful, non-commercial, personal purposes and/or to learn about our services.
    2. You may not use the Site:
      • (a) In any way that breaches any applicable local, national or international law or regulation;
      • (b) In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
      • (c) For the purpose of harming or attempting to harm minors in any way;
      • (d) To send, knowingly receive, upload, download, use or re-use any material which does not comply with the content standards set out herein;
      • (e) To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam); and/or
      • (f) To knowingly transmit any data, send or upload any material that contains viruses, trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.
    3. You agree not to reproduce, duplicate, copy, impersonate or re-sell any part of the Site in contravention of the provisions of our Terms of Use.
    4. You agree not to access without authority, interfere with, damage or disrupt any part of the Site, any equipment or network on which the Site is stored, any software used in the provision of the Site, and/or any equipment or network or software owned or used by any third party.
  3. Password Security
    1. If you register your details on any component of the Site, for the purposes of gaining access to the specific restricted services on the Site available to registered users of the Site, and you choose or are provided with a user identification and/or a password, you are responsible for maintaining the confidentiality of your registered user identification and password information. You must treat such information as confidential, and you must not disclose it to any third party. You agree to accept responsibility for all activities that occur under your user identification and password.
  4. Suspension or Cancellation of Access
    1. We reserve the right, in our sole discretion, to determine whether there has been a breach of these Terms of Use.
    2. When a breach of these Terms of Use has been determined to have occurred, we may take such action as we deem appropriate, which may include any of the following:
      • (a) temporarily disable any registered user’s identification and/or password;
      • (b) cancellation of any registered user’s identification and/or password;
      • (c) Immediate, temporary and/or permanent withdrawal of your right to use the Site;
      • (d) Immediate, temporary and/or permanent removal of any posting or material uploaded by you to the Site;
      • (e) Issue of a warning to you;
      • (f) Commencement of legal proceedings against you loss and/or damage together with the reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach; and/or
      • (g) Disclosure of such information to law enforcement authorities as we reasonably feel is necessary.
    3. We exclude liability for actions taken in response to breaches of these Terms of Use. The responses described in these Terms of Use are not limited, and we may take any other action that it may reasonably deem appropriate.
  5. Copyright
    1. This Site and its content belong to PHI Legal or its partners, affiliates, contributors or third parties, and the copyright in the Content is owned by PHI Legal or other copyright owners who have authorized or licenced their use on this Site to PHI Legal.
    2. The copyright in the Site and its contents is protected by the copyright laws of England, and the copyright laws and treaties applicable around the world. We reserve all rights in this regard.
    3. No right, title or interest in any of the Content is transferred to you, whether as a result of downloading such Content or otherwise and we retain complete title and full intellectual property rights in all Content at all times.
    4. Except as expressly authorized by this Agreement, you may not download, use, alter, copy, distribute, transmit, or derive another work from the Content obtained from the Site, except as expressly permitted below.
    5. You may download and reprint any part of the Content for non-commercial, non-public, personal use only. Our status, and that of any identified contributors or licensors, as the authors of the Content must be acknowledged at all times.
    6. In circumstances where you are browsing the Site as an employee or member of any company, business or organization, you may download and reprint any part of the Content only for educational or other non-commercial purposes within your company, business or organization. You must not use any part of the Content for commercial purposes without obtaining a licence to do so from us or our licensors.
    7. You must not manipulate or alter in any way the images or other Content on this Site in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
    8. If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
  6. Viruses, Hacking and Downloads
    1. You must not:
      • (a) misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful;
      • (b) attempt to gain unauthorised access to the Site, the server on which our Site is stored or any server, computer or database connected to the Site; and/or
      • (c) attack the Site via a denial-of-service attack or a distributed denial-of service attack.
    2. By breaching this provision, you would commit a criminal offence and we will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.
    3. In any event, we cannot and do not guarantee or warrant that any files or any part of the Content available for downloading through the Site will be free of infection by software viruses or other harmful computer code, files or programs.
    4. We make every effort to ensure that all files and the Content available for downloading through the Site is free of infection by software viruses or other harmful computer code, files or programs. We shall not be liable for any damage caused to a user’s computer equipment and/or software from infection by software viruses or other harmful computer code, files or programs.
  7. Links to third party websites
    1. Links on the Site to third party web sites or information are provided solely as a convenience to you, and if you use these links, you will leave the Site.
    2. Such links do not constitute or imply an endorsement, sponsorship, or recommendation by us of the third party, the third-party web site, or the information contained therein. We shall not be responsible for the availability of any such web sites. We shall not be responsible or liable for any such web site or the content thereon.
    3. If you use the links to the web sites of our affiliates or service providers, you will leave the Site, and will be subject to the terms of use and privacy policy applicable to those web sites.
  8. Linking to this Site
    1. If you would like to link to our Site, you must follow our link guidelines, which can be provided to you on request.
    2. Unless specifically authorized by us, you may not mirror or frame the home page or any other pages of this Site on any other web site or web page.
  9. Indemnity
    1. You agree that you are personally responsible for your behaviour on the Site.
    2. You agree to indemnify, defend and hold harmless Monaco Business Solutions Limited, its parent companies, subsidiaries, affiliated companies, joint venturers, business partners, licensors, employees, agents, and any third-party information providers to the Site from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable legal fees, resulting from or arising out of your use, misuse, or inability to use our Site, or the Content, or any violation by you of this Agreement.
  10. Unsolicited Idea Submission Policy
    1. We or any of our employees will not accept or consider unsolicited ideas.
    2. This policy is necessary in order to avoid misunderstandings should our business activities bear coincidental similarities with any unsolicited idea offered.
    3. If, in spite of our request that you not send us your ideas, you still send them, then regardless of what your posting, email, letter, or other transmission may say: (1) your idea will automatically become the property of Monaco Business Solutions Limited, without any compensation to you; (2) Monaco Business Solutions Limited will have no obligation to return your idea to you or respond to you in any way; (3) Monaco Business Solutions Limited will have no obligation to keep your idea confidential; and (4) Monaco Business Solutions Limited may use your idea for any purpose whatsoever, including giving your idea to others.
    4. We welcome feedback that will help satisfy our customers’ needs, and feedback can be provided through the many listed contact areas on the Site. Any feedback you provide shall be deemed a Submission under the terms in the User Supplied Information section herein.
  11. Viruses, Hacking and Downloads
    1. We do not seek, nor want to receive confidential or proprietary information from you via the Site.
    2. You agree that any material, details, material, information, or data you do upload, transmit or otherwise post to the Site (each a «Submission or collectively «Submissions») will be considered non-confidential and non-proprietary.
    3. All Submissions to the Site must comply with the content standards set out in this clause apply to any and all material which you contribute to our Site.
    4. Submissions must:
      • (a) Be accurate (where they state facts);
      • (b) Be genuinely held (where they state opinions);
      • (c) Be the property of the user making the Submission; and
      • (d) Comply with applicable law in the country from which they are posted.
    5. Submissions must not:
      • (a) Contain any material which is defamatory of any person;
      • (b) Contain any material which is obscene, offensive, hateful or inflammatory;
      • (c) Promote violence;
      • (d) Promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
      • (e) Infringe any copyright, database right or trade mark of any other person;
      • (f) Be likely to deceive any person;
      • (g) Be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence;
      • (h) Promote any illegal activity;
      • (i) Be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety;
      • (j) Be likely to harass, upset, embarrass, alarm or annoy any other person;
      • (k) Be used to impersonate any person, or to misrepresent your identity or affiliation with any person;
      • (l) Give the impression that they emanate from us, if this is not the case; and/or
      • (m) Advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.
    6. We shall have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to the Site constitutes a violation of their intellectual property rights, or of their right to privacy.
    7. By making Submissions, you give us the royalty-free, irrevocable, perpetual, worldwide right to use, distribute, display and create derivative works from the Submission, in any and all media, in any manner, in whole or in part, without any restriction or responsibilities to you.
    8. We shall not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of the Site.
    9. We shall have the right to remove any material or posting you make on the Site if, in PHI Legal’s opinion, such material does not comply with the standards set out herein.
  12. Mailings and Newsletters
    1. Where the Site contains provisions for users to register their details as registered users of the Site, it shall automatically entitle the registered user to receive mailings and newsletters, by email or otherwise, from us from time to time.
    2. The mailings and newsletters of Monaco Business Solutions Limited may contain promotions and offers available exclusively to registered users who receive the mailings and newsletters, and registered users shall automatically receive the benefit of such promotions and offers.
    3. A registered user shall be entitled to opt-out of receiving the mailings or newsletters, and provisions in this regard shall be available on the Site. Where a registered user opts out of receiving mailings and newsletters, then that registered user shall not be entitled to receive the benefit of any promotions or offers contained in the mailings or newsletters.
  13. Liability
    1. The material displayed on the Site, and any electronic mailings or newsletters, is provided without any guarantees, conditions or warranties as to its accuracy.
    2. To the extent permitted by law, Monaco Business Solutions Limited, other members of our group of companies and third parties connected to us hereby expressly exclude: (1) all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; (2) any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including: loss of income or revenue; loss of business; loss of profits or contracts; loss of anticipated savings; loss of data; loss of goodwill; wasted management or office time; and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.
    3. This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.
  14. Reliance on Content
    1. The Content posted on the Site is for information only and is not intended to amount to advice on which reliance should be placed for any use other than the use or the information proposed on the Site. We therefore disclaims all liability and responsibility arising from any reliance placed on the Content for advice by any user of the Site.
  15. Site Changes
    1. We aim to update the Site regularly, and may change the Content at any time. If the need arises, we may suspend access to the Site, or close it indefinitely.
    2. Any of the material on the Site may be out of date at any given time, and we are under no obligation to update such material.
  16. Variations to Terms of Use
    1. We may revise these Terms of Use at any time by amending this page without providing you with any notice. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these Terms of Use may also be superseded by provisions or notices published elsewhere on this Site.
  17. Entire Agreement/No Waiver
    1. These Terms of Use constitute the entire agreement of the parties with respect to the subject matter hereof. No waiver by us of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.
  18. Correction of Errors and Inaccuracies
    1. The Content may contain typographical errors or other errors or inaccuracies and may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update the Content at any time without prior notice. We do not, however, guarantee that any errors, inaccuracies or omissions will be corrected.
  19. Jurisdiction and Applicable Law
    1. The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our site, although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.
    2. These Terms of Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England.
  20. Contact
    1. Any questions, comments and requests regarding these Terms of Use, the practices of the Monaco Business Solutions Limited website, or your dealings with the Monaco Business Solutions Limited website should be addressed to:
      The Webmaster
      Monaco Business Solutions Limited
      Email: info@m-b-s.co.uk